I mean it sounds so simple doesn’t it? All I want to do is get a free copy of my credit report so that I can check it for errors I try and do this once a year just to make sure that everything is on the up and up. So this year I went on line looking for free instant credit reports websites where I can order my report and get it instantly rather than having to wait three weeks for it to come in the mail. That was a mistake. I wound up getting hit with hidden charges.